Know your bank balance 90 days ahead.

Since 2019 every Italian business must issue and receive invoices as structured XML (FatturaPA) through the government's exchange system. CassaChiara reads those files and turns them into a payment schedule, a 90-day cash-flow forecast and alerts, in seconds.

No sign-up. Invoices are processed in the browser and never leave the user's computer.

Upcoming payments · sample

18/10Supermercati Adda S.p.A.+€10,162
20/10Leasing Macchine Grafiche−€3,843
25/10Enel Energia S.p.A.−€2,611
31/10Comune di Casalpusterlengo+€5,790
Cartiere Venete changed its IBAN. Call to verify before paying.
15% price increase on coated paper: €567 extra since April.

What it does

90-day cash-flow forecast

Today's balance plus receivables minus payables, day by day, from the real due dates written in the invoices.

Supplier IBAN changes

Flags when a supplier's bank account changes between invoices, the classic pattern of invoice-redirection fraud.

Hidden price increases

Compares unit prices of the same items over time and shows what each increase cost.

Overdue receivables

Unpaid invoices past due, grouped by customer, ready to chase.

Duplicate invoices

Same number, same supplier: a warning before paying twice.

Customer concentration

Alerts when one customer exceeds 30% of revenue.

Why Italy, and why accountants

  1. Mandatory, structured data. Italy was the first EU country to make B2B e-invoicing mandatory (2019). Every business already has its full invoice history as machine-readable XML, so there is no data-entry barrier.
  2. Distribution through accountants. Most Italian small businesses outsource bookkeeping to a "commercialista" or a trade association. One accounting firm brings dozens of companies; one provincial association brings thousands.
  3. Privacy by design. Processing happens client-side, which removes the main objection accountants have to sharing their clients' invoices with a new vendor.

Pricing

Free€0
  • Latest 50 invoices
  • Schedule, forecast and alerts
  • No sign-up
Open the app
Business€29 / month + VAT
  • One company, unlimited invoices
  • All alerts
  • Self-service invoices and cancellation
Accounting firm€149 / month + VAT
  • For accountants
  • Up to 30 client companies
  • Unlimited invoices
  • Custom licences for associations

Pay by card via Stripe. Nothing is charged during the 14-day trial and you can cancel at any time. You receive a proper Italian e-invoice: at checkout we ask for your VAT number and recipient code.

Partners, investors and acquirers

CassaChiara is an early-stage product launched in October 2026. We are open to conversations with accounting software vendors, banks and fintechs serving Italian SMEs, and investors.